Effective Date: 09-30-2025
Last Updated: 09-30-2025
These Terms and Conditions (“Terms”) govern your use of the Credit Car Club Canada website and services. By accessing our website or applying for financing, you agree to comply with these Terms.
1. Eligibility
You must be at least 18 years of age (or the age of majority in your province/territory).
You must provide accurate and truthful information during applications.
2. Use of Services
Our services are provided solely for personal, non-commercial purposes.
You agree not to misuse the website, interfere with operations, or engage in fraudulent activities.
3. Financing Applications
Submitting an application authorizes us to collect, use, and share your information with lenders, credit bureaus, and relevant partners to assess eligibility.
Approvals, terms, and conditions of financing are subject to the policies of individual lenders and are not guaranteed.
4. Intellectual Property
All content on our website (logos, designs, text, graphics, software) is the property of Credit Car Club Canada and is protected under applicable intellectual property laws.
You may not reproduce, distribute, or use our content without written consent.
5. Disclaimer of Warranties
We provide our services “as is” and make no representations or warranties, express or implied, regarding availability, accuracy, or reliability.
6. Limitation of Liability
Credit Car Club Canada will not be liable for any damages, losses, or claims arising from your use of the website, financing decisions, or interactions with third-party partners.
7. Third-Party Services
We may provide access to third-party tools, links, or services. We are not responsible for third-party content or practices.
8. Termination
We reserve the right to suspend or terminate your access if you violate these Terms or misuse our services.
9. Governing Law
These Terms are governed by the laws of the Province of [insert province, e.g., Alberta] and applicable federal laws of Canada.
10. Changes to Terms
We may update these Terms from time to time. Continued use of our website and services after changes means you accept the revised Terms.
11. Contact Us
For questions or concerns about this Privacy Policy, please contact:
Credit Car Club Canada
(780) 900-3981