PRIVACY POLICY

Effective Date: 09-30-2025
Last Updated: 09-30-2025

Credit Car Club Canada (“we,” “our,” or “us”) is committed to protecting your personal information and ensuring transparency about how we collect, use, and safeguard your data. This Privacy Policy explains our practices in connection with your use of our website, services, and financing solutions.


1. Information We Collect

We may collect the following categories of information when you visit our website, apply for financing, or interact with our services:

Personal Information: Name, date of birth, contact details, address, employment information, and government-issued identification.

Financial Information: Credit history, income details, banking information, and loan applications.

Technical Information: IP address, browser type, device information, and cookies.

Other Information: Any details you voluntarily provide through forms, emails, or phone communications.


2. How We Use Your Information

We use the information collected to:

Assess eligibility for auto financing and related products.

Process applications and manage your account.

Communicate with you regarding services, promotions, and updates.

Prevent fraud, ensure compliance, and improve security.

Enhance our website, customer support, and overall user experience.


3. Sharing of Information

We may share your information with:

Lending partners, dealerships, and financial institutions for financing approvals.

Service providers (IT, marketing, customer support) who assist us in operations.

Government and regulatory bodies when required by law.

Business partners or affiliates with your consent.

We do not sell your personal information to third parties.


4. Cookies & Tracking

We use cookies and similar technologies to improve site performance, analyze traffic, and customize your experience. You may disable cookies in your browser settings, though some features may not function properly.


5. Data Security

We implement reasonable technical and organizational safeguards to protect your information. However, no method of transmission over the Internet is completely secure, and we cannot guarantee absolute security.


6. Your Rights

Depending on your province or territory, you may have rights to:

Access, correct, or update your personal information.

Request deletion of your data (subject to legal/contractual restrictions).

Opt out of marketing communications at any time.

To exercise your rights, contact us at (780) 900-3981.


7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.


8. Updates to This Policy

We may update this Privacy Policy from time to time. The revised version will be posted on our website with an updated “Effective Date.”


9. Contact Us

For questions or concerns about this Privacy Policy, please contact:
Credit Car Club Canada

(780) 900-3981